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Here's an excerpt from Olson Custom Blasting:

For Derrick Olson and his team of media blasters, it’s all about putting in an honest day’s work. But compensation for an honest day’s work isn’t always immediate. When customers take 30 days to pay (or longer), and supplies need to be bought before every job, expenses often outpace incoming receivables. Derrick needed a way to keep a positive balance of working capital.

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