Frequently Asked Questions
Fast Capital 360 is a way for small businesses to get the funding they need quickly, easily and with the utmost transparency. By applying through our online application, businesses simply link their financial information and answer basic questions. We evaluate the overall health of a business, not just a credit score.
It’s easy. Fill out the one-page application online and our team will have a decision within the hour.
Our application doesn’t require any paperwork. All you need is:
Our application has no impact on your credit score.
To repay your Fast Capital 360 funding, you can set up daily automated payback. By setting up payments to be deducted from your bank account daily by Fast Capital 360, you don’t have to worry about accidentally missing larger monthly payments. Daily automatic payments will also minimize the impact your funding repayments have on your overall cash flow.
Yes, your Fast Capital 360 funding is an unsecured funding program backed by personal guarantee. We don’t require collateral or personal pledges to secure your funding.
Our application is quick and easy to understand and our terms are transparent. We base your funding program on the overall health of your business and won’t overemphasize your personal credit score.
Your capital may be used for any business-related purpose like hiring new staff, expanding your current location, making repairs, purchasing equipment or opening a new location.
Since our inception in 2009, we’ve provided funding to businesses spanning more than 400 different industries. Odds are we have a program that fits your needs, and if not, we’ll customize one.
Fast Capital 360 is unlike any lending company you may have worked with before. This isn’t the tedious bank-style loan you’ve heard of or a credit card advance with convoluted terms. We don’t charge interest fees. Let one of our Business Advisors explain how your business falls into this model. Give us a ring: (800)-735-6107.
We like options. We think that you like options as well.
That’s why our programs can span many values, from $5,000 to $1 million, and many terms, from 3 to 24 months.
They don’t call us Fast Capital 360 because we rest on our laurels. We can provide your funding in as little as one business day with efficient fund-by-wire transfers.
Application fees are silly.
Thanks to our state of the art Score Technology and approvals based on the overall health of your business, we won’t overemphasize your personal credit. Our minimum personal credit score is 500.
Your funding will be deposited directly into your bank account. Most programs can fund your bank account in as little as one business day via fund-by-wire transfer.
Your dedicated Business Advisor will assist you with your account in whatever way possible. If you can think it, we can do it.