Seasonal Business Loans & Funding
Running a seasonal business often means double the work of a normal business for about half of the calendar year. As the owner of a seasonal business, like landscaping, you make hundreds of decisions during both the busy and offseason. You choose what business equipment you’ll need, handle payroll and work on securing new clients.
As a seasonal business, the majority of your revenue is generated during your busy season. This means for most owners in these industries, your coming off a slow season in which cash flow was little to none. Now your busy season is approaching and you need to hire staff and repair equipment with minimal working capital.
When things get challenging financially for seasonal businesses, they usually turn to big banks for short-term business loans, but banks can be very difficult to work with for small businesses.
Why Choose Fast Capital 360 for Seasonal Business Funding?
Unlike larger financial institutions, we won’t make you wait around for your funding. In the worlds of landscaping, snow removal, and pest control – no matter what time of year it is, you need your money to move fast. Fast Capital 360 has provided short-term business funding to thousands of businesses from coast to coast, helping to grow their market share and the economy that we are all a part of.
Loan applications are typically long forms that take hours to fill out and require several forms of identification. Our application takes less than 10 minutes to fill out because we know, as a seasonal business owner, your time is your money.
Once your landscaping or snow removal business is approved for funding, you won’t have to wait months or even weeks to receive your fast cash for your business. In fact, funding from Fast Capital 360 typically takes just one business day to arrive; which means you could go from filling out your application to pulling cash from your bank account by the end of the next business day.
Unsecured Seasonal Loans
If you’re looking for fast business loans that are unsecured, our funding alternatives to traditional loans are the perfect option for you. You’ll never need to pledge your personal assets just to receive the funding you need. We work with business owners to figure out what type of funding is right for you. Instead of looking purely at your previous borrowing history, we evaluate the history of your business, its operating revenue and your personal credit score. Even if you don’t have immaculate credit, we have financing options for nearly any seasonal business owner.
Our business advisors are standing by six days a week to answer any questions you have about seasonal business loans and the options we offer.
To learn more about the different funding agreements we offer, give us a call at 1-800-735-6107 or contact us online.
Requirements For Seasonal Loans
Seasonal business requirements include:
- An operating revenue of at least $120,000
- A personal credit score of at least 520
- Minimum six months in business
- Up-to-date bank statements