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New Hampshire Business Loans

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Loan Overview

Loan Amount Up to $500,000
Estimated Repayment Terms 1-5 Years
Interest Rate Starting at 7%
Speed of Funding As fast as 1 day
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While New Hampshire is often frequented by visitors in autumn, many businesses in the state operate year-round. If you’re an entrepreneur who experiences seasonal downtimes, it can be challenging to maintain the status quo in slower seasons. 

That’s one of several reasons you might consider applying for a New Hampshire business loan. Here are a few resources you can turn to in your entrepreneurial journey.

Small Business Landscape in New Hampshire

Small businesses account for about 136,500 companies in the state, employing more than 300,000 workers. Known for such companies as Stonyfield Yogurt and Timberland, New Hampshire businesses large and small range from the food industry to retail and more. Other popular industries include professional, scientific, technical, health care, social assistance, manufacturing and construction services.

5 Banks for New Hampshire Business Loans

1. Enterprise Bank

Enterprise Bank has 7 branches in New Hampshire. It’s A+ rated with the Better Business Bureau (BBB). Additionally, this financial institution has earned a 4.8-star rating on WalletHub, where it was also voted a 2021 Best Bank in New Hampshire.

In addition to Small Business Administration (SBA) loans, you’ll find the following:

  • Term loans
  • Credit line
  • Commercial real estate loans
  • New construction loans
  • Letters of credit
  • SBA loans

2. Sugar River Bank

Not only is Sugar River Bank A+ rated by the BBB, it’s earned a 4.7-star rating on WalletHub. Facebook users have also given the bank a 5-star rating. 

Available small business financing options at this New Hampshire bank include these:

  • SBA loans
  • Lines of credit
  • Commercial real estate loans
  • Machinery and equipment loans
  • Real estate investment loans
  • Multifamily property loans
  • New Hampshire Business Finance Authority loan guarantee

3. Meredith Village Savings Bank

This bank has earned a 4.7-star Google rating as well as an A+ rating with the BBB. Here, you’ll find the following loan options: 

  • SBA loans
  • Term loans
  • Construction loans
  • Commercial real estate loans
  • Business lines of credit 
  • Letters of credit

4. Franklin Savings Bank

Franklin Savings has earned a 4.2-star rating from SmartAsset. It’s also been awarded an A+ rating from the BBB. The following New Hampshire business loans are available here: 

  • Equipment loans
  • Letters of credit
  • Lines of credit
  • Business credit cards
  • Commercial mortgages
  • Construction loans

5. Union Bank

Union Bank has earned a 5-star Facebook rating, 4.6-star WalletHub rating and A+ rating with the BBB. Small business owners will find these available loan options:

  • SBA loans
  • Term loans
  • Lines of credit
  • Business credit cards
  • Commercial real estate loans

Alternative Small Business Financing in New Hampshire

In addition to conventional lenders, such as the banks above, consider alternative lenders for your business financing needs. Alternative lenders are known for their streamlined application processes, less stringent qualification requirements and quick funding times. 

These features can be particularly useful if you’re in a crunch and need capital fast. Emergency repairs, unexpected bills, inventory shortages can all require a quick injection of cash to keep business running smoothly. 

  • Applying for Small Business Financing in New Hampshire Through Fast Capital 360

    Through our network of lending partners, we’re able to offer a variety of funding options, including SBA loans, business lines of credit and short-term financing, such as merchant cash advances.

    Here’s what we can offer you:


    Get started in just a few minutes. Complete your online application quickly and easily. 

    Multiple Offers

    Because we partner with lenders throughout the country, your single application with us could return multiple financing offers.

    Expert Guidance

    Speak to a Fast Capital 360 Business Advisor and review the terms of your offer. Choose the option that’s best for your business

Get Your Business Loan Faster

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Additional Resources for New Hampshire Entrepreneurs

In addition to funding resources, find organizations that can provide assistance with starting, running or expanding your venture. Here are a few in the state you can turn to.

Live Free and Start

Find free courses, special events, educational articles and video blogs on topics of interest to small business owners. Connect with an adviser, too. Plus, research funding sources you may not have thought of, including crowdfunding, angel investors and venture capitalists.

Center for Women & Enterprise

Since 2015, this nonprofit, which works in partnership with the SBA, has been helping New Hampshire entrepreneurs launch and grow their small businesses. Take advantage of workshops, networking opportunities and business consulting. Additionally, webinars are available on a variety of topics, including marketing, ecommerce, business law, social media and more.

New Hampshire Small Business Development Center

Take part in a business advising session or a pitch and strategy clinic. Learn about important business topics such as cybersecurity, customer service, finance, human resources, marketing and management. The organization offers 20 free online courses and webinars. Helpful articles and checklists are also available in the online resource center.

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