Take 10 minutes to fill out basic financial information and apply for the amount of funding you need.
Get Approved
99% of our applicants receive approval status within 1 hour of completing our online application.
Start Using Your Funds
Once approved, cash will be funded to your bank account within 1 business day.
Get Started!
Apply within minutes and get approved today!

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We’ve provided over $300 million in funding to more than 12,000 businesses.

Fast & Transparent Funding With Innovation & Reliability

$300 Million

Funded to Businesses

$300 Million Funded to Businesses

Since its inception in 2009, Fast Capital 360 has funded more than $300 million to thousands of businesses across the United States, in hundreds of different industries.

Expertly Trained

Loyal Personal Advisors

Expertly Trained Loyal Personal Advisors

Loyal personal advisors focused on the most efficient way to help grow your business from start to finish. Anytime.

60 Minutes

Average Approval Time

60 Minutes Average Approval Time

Thanks to a cutting-edge, paperless pre-application process, Fast Capital 360 is able to approve most programs in less than an hour.

We Value Your Time

Your Time is Money

Your Time is Money

We value that. Our process is fast and our advisors are always accessible, ready, and responsive.

300 Businesses

Funded Every Month

300 Business Funded Every Month

Our mission is to be an asset and a resource to businesses. We've assisted an average of 300 businesses every month thus far.

Flexible Funds

Multiple Options

Flexible Funds with Multiple Options

One place, multiple options for inventory, expansion, equipment, working capital and more.


Satisfaction Rating

98% Satisfaction Rating

We put our customers first, and own a 98% satisfaction rating. Check out our reviews on TrustPilot.

Data Security

Advanced Bank-Grade Security

We Take Security Seriously

We use the most advanced bank-grade security to connect to view your business accounts. We never capture or store your personal information.

Pay Only For What You Use, With No Hidden Costs or Prepayment Penalties

  • Up to $50,000 revolving business credit.
  • No obligation to take funds.
  • Straight forward transparent fees with no surprises.
  • No prepayment penalty.
  • Borrow more as you repay.
  • Never pay double interest.
As a small business owner, you require flexibility. Streamline revolving business credit gives you the flexibility to draw the working capital that you need, when you need it. You pay only for the money that you use, with no hidden costs or prepayment penalties. Running a small business is hard. Getting access to the working capital you need is easy.

Getting started is fast, easy, and won’t impact your credit score.

Instant Business Financing: Your Way Forward

Taking your business to the next level requires a few things: hard work, ingenuity, determination and the cash flow to make your vision a reality. Money doesn’t grow on trees, but it does grow companies.

You guide the funding, we provide it. Simple. Quick. Transparent.

In the rapidly-changing world of commerce, businesses require solutions that move just as fast as the economy they are a part of. Cash flow loans shouldn’t require waiting months; they should enable owners and operators to get the job done as soon as they can.

Old-school avenues to small business financing require six-month waiting periods, excellent credit history and filling out dozens of pages of paperwork. Bank loans are often reserved for those with excellent credit, plenty of collateral and the luxury of being able to wait months for approval. Traditional lenders make their process time-consuming and complex, with multiple identity checks and proofs of ownership. Our business financing ethos is different.

Fast Capital 360 gives you the amount of funding you need in days, not weeks or months. We’ve built our business funding company around the idea that you shouldn’t have to wait, you should be able to receive your cash flow quickly.

Since 2009, our instant small business financing services have enabled thousands of companies to realize their fullest potential. We believe in the power of the local economy, and we want to influence it to do great things; that’s why we work with small business owners across the country.  Our instant business loans fuel innovation from coast to coast.

Whether you’re in the market for SBA loans or unsecured funding, we’re here to provide you with the funds you need.


    10 minutes stands between you and knowing how much funding you qualify for. Your small business loan can arrive in your bank account in as little as one business day. No collateral required.

    The average online application process takes less than 10 minutes and is only a page long. Once your financing program is approved, your working capital funding can arrive by the end of the next business day.


    There are no long clauses to wade through, no complicated terms and conditions, just plain language that clearly defines what you’re getting in a fast approval business loan. Fast Capital 360 is a member of the Responsible Business Lending Coalition; we were founded on the principles of lending fairness and transparency. We aren’t here to put you in debt; we’re here to fund the American dream.


    To qualify for instant funding, your small business needs to have been in operation for more than a year, have a revenue of at least $180,000, and you need to have a personal credit score of 500 or more. Our quick business lending is unsecured, so you don’t have to pledge personal assets or collateral just to receive a loan.

Get a Business Loan Today

We designed our process around getting small businesses the money they need quickly. Fast is in our name for a reason. Our application takes next to no time so you can get back to doing what you do best — running your business.

We’ve been voted the best small business funding company by because of our dedication to supporting the economy that we are all a part of with fast approval loans.

The process of receiving funding for your expansion, your repairs, your staffing or your vision shouldn’t make running your business any more difficult. This is instant business funding without the hassle. We want you to have your money quick; you probably have better things to do than wait around for an approval letter.

From microloans to new property purchases, our fast funding process has been there for thousands of businesses. We offer multiple business loan options from lending that functions like a credit card to those that work the same as a bank loan, all with cash delivered faster than ever before.

Whether you have questions about receiving instant restaurant funding or your current working capital funding, our small business advisors are standing by six days a week to help.

Business factoring services allow you to know the exact amount you’ll pay and make our funding work even faster. Through our proprietary business analysis, we determine a precise factor rate that is included in our financing program. This business factor rate is included in the fast approval loan. Where banks charge interest rates, our business factoring services clearly outline how much is to be included in each payment from the start to the finish of the term.

Rather than taking out another credit card, our online business lending services allows you a safer alternative that provides you with more accessible business cash and less likelihood of accruing debt. Better than the banks, our commercial financing programs get business owners the money they need faster than anyone else.

A quick business funding solution that encompasses every need? That’s Fast Capital 360.

Still on the fence?

For more information on why Fast Capital 360 is the best choice for shaping your business into what you know it can be, call us today at 800-735-6107 or contact us online.

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