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How to Get a Small Business Loan in New Jersey

Small business funding in New Jersey serves a variety of businesses from the Jersey Shore to “North Jersey.” Being so close to New York City and Philadelphia, New Jersey is one of the most diverse states in the United States, providing an abundance of products for its surrounding cities and other neighboring areas.

New Jersey excels in a handful of significant industries, including the pharmaceutical, financial, chemical development, and tourism industries. The companies in these fields face high demands and business funding in New Jersey is used for several different purposes. Whether it’s used for payroll or financing new business equipment, business loans in NJ are a valuable tool for businesses of all sizes.

Alternative Business Funding in New Jersey

While large industrial businesses become more prominent the closer you get to New York City, the Jersey Shore is home to thousands of small to medium-sized businesses. The beaches along New Jersey’s shoreline have been tourist attractions for decades, and the businesses running along them experience extremes on both sides of the spectrum.

From the highest highs in the midst of summer to the lowest lows in the dead of winter, business on the Jersey Shore is quite the roller coaster ride. The inconsistency leads many businesses to close down for the offseason, while others continue operation.

Although the tourism business does diminish, there are still local customers to serve. This is where seasonal funding could be useful in helping your business function until the summer rush returns.

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Getting started is fast, easy, and won’t impact your credit score.

Battle Inconsistent Weather With Agricultural Business Loans in NJ

Another big industry in New Jersey is agriculture. The Garden State specializes in vegetables, fruits, nuts, seafood, and horses, and ranks in the top five in several popular products. According to the New York Times, New Jersey ranks second in the country in blueberry production, third in spinach and cranberries, and top five in peaches, bell peppers, and lettuce.

New Jersey’s cold winter makes for an inconsistent farming climate, affecting the way businesses in this industry operate. While the summer can be productive for your agricultural business, the offseason can be brutal. To combat the difficulties of producing during the winter, many farm owners will use an agricultural business loan to power them through the slow season or acquire new farm equipment for the upcoming busy period.

Qualifying for Unsecured Business Funding in NJ

There are plenty of reasons why companies seek out online business funding in New Jersey. From retail businesses funding to merchant inventory financing, NJ’s diverse business economy is home to dozens of different industries, and Fast Capital 360 knows how to help these businesses thrive.

Our fast unsecured business funding is perfect for companies who are having trouble qualifying with traditional lenders or simply are tired of dealing with the headaches and hassle commonly associated with big banks. Fast Capital 360’s online application only takes minutes to complete, and many of our applicants receive their funding by the end of the following business.

Qualifying for small business funding with Fast Capital 360 is quick and easy, and our qualifications are clear:

  • An annual revenue of at least $120,000
  • A personal credit score must be at least 520
  • At least six months in business

Fast Capital 360 also specializes in SBA loans in New Jersey, working closely with the government aided Small Business Administration to get these deals done fast. SBA loans are popular options among owners because of their association with the SBA. However, this type of funding can take a bit longer than our other funding programs. While still relatively fast. We are usually able to facilitate SBA loans in under a week.

Ensuring your business gets the cash it needs when it needs it is our main objective; our passionate business advisors work endlessly towards achieving that goal for you. If you’re a New Jersey-based business in need of fast working capital, give us a call today at 800-735-6107, and you could find out what you qualify for in under an hour.

If you’re having trouble qualifying for small business loans in New Jersey, Fast Capital 360 might be the answer you’ve been looking for.

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