Florist & Flower Shop Loans & Financing
Businesses in the service industry work closely with customers every day, providing them the face-to-face experience that leaves them with a lasting impression. Being able to interact with your customers personally can benefit your business. However, this kind of direct engagement comes with a handful of challenges that are specific to companies in the service industry.
Flower shops are no different and experience a lot of the same obstacles as restaurants and other service-driven businesses. While people love flowers, candy, and other decorative floral pieces, these customers can be extremely particular about what they’re buying. This means that your flower business must not only be prepared to satisfy your customer’s specific floral needs but also knowledgeable enough to answer any questions they may have.
While flower businesses are a service used by many different customers and maintain a steady amount business year-round, florists frequently turn to flower shop business loans to help them stand out amongst their competitors or meet a spike in demand.
Where to Find Floral Shop Business Loans for Small Businesses
Flower shop business loans with banks are not the only unsecured business loan lenders available to your business. Although bank loans are often considered to be the best option for your business, this varies depending on what your business does, how big it is and how fast you need your flower shop business funding.
Banks have provided small businesses with fast working capital business loans for decades, helping small businesses get the funding they need to grow. Over the last 10 to 15 years, however, small business have found it harder and harder to qualify for flower shop business loans.
It’s not just floral stores that are being turned away by banks either; it’s all small business owners who are now having difficulty meeting the standards of big banks. It’s nothing personal, but banks have had to alter the way they work with small businesses due in large part to their sheer increase in number.
While banks have begun to deny more small businesses in an attempt to protect themselves, well deserving small businesses have been unfairly impacted. The goal banks had in mind was to keep companies who had yet to establish themselves away from agreements they couldn’t handle. Instead, it’s caused a great deal of angst for flower shops and other small businesses.
Finding the Flower Shop Business Financing That’s Right for Your Business
While banks have inadvertently turned their backs on many small businesses in need of flower shop business funding, they aren’t the only cash flow lenders available to your business. Depending on what kind of funding you’re looking for and how fast you need it, bank loans may not be your best flower business funding option, anyway.
Fast Capital 360 is an online business funding company that offers various financing options for floral businesses looking for fast short-term business funding. You could be approved for your flower shop business funding with Fast Capital 360 in under an hour thanks to our quick & easy application and dedicated staff. Banks can take well up to 90 days to provide your business with a decision.
Our funding process is designed to provide you with the information and transparency you need to make the right decision for your business. Our passionate business advisors are ready to learn more about your business and get you the flower shop business funding you’re looking for by the end of the next business day.
If you’re interested in our fast flower business financing options, bridal shop loans, or just want to learn more about what it is that we do at Fast Capital 360, give us a call today at 800-735-6107, and we will be more than happy to answer any questions you may have.
We don’t believe that getting the flower business funding you need to help your business flourish should be hard, so we made it easy. Contact us today, and you could find out what you qualify for in under an hour.