Business Loans & Small Business Funding in San Jose, CA
Not many places combine cutting-edge technology and impeccable weather the way San Jose, CA does. At the center of the Santa Clara Valley, San Jose is frequently referred to as the capital of Silicon Valley. With powerhouse businesses like Apple and Netflix running their headquarters out of Greater San Jose, and many other companies boasting over 1,000 employees on their payroll, it’s easy to see why this is one of the most affluent areas in the U.S.
The epicenter of high-tech engineering and computing, San Jose has the promise of continuous growth and innovation that few other places can offer. With renowned institutions like Stanford and Berkeley fueling the workforce with thousands of engineering and computer science graduates every year, The Capital of Silicon Valley continues to innovate and push the envelope.
If big companies like IBM and Samsung are the heart of Silicon Valley, then the small and medium-sized businesses weaved in and out of them are the veins and arteries. With all of these Silicon riches, however, San Jose has one of the highest costs of living in the country. When getting started or going through a lull, business owners often look into receiving working capital so their companies can survive the storm.
Small Business Funding in San Jose, CA
For businesses looking to take the next step, having cash on hand is important. Identifying where to find and how to use that cash is just as vital. Banks can take up to 90 days to decide whether or not they are going approve your loan and more often than not, they do not. With this kind of wait time, companies like Fast Capital 360 who provide funding for small businesses have emerged as resources for owners and businesses looking for alternatives to the traditional bank loan.
Fast Capital 360 is an online funding company that takes pride in not only being more time-efficient than banks but also in taking a make-sense approach to underwriting. We’ve trimmed the fat off of traditional lending programs and crafted an application process that has made applying for funding alternatives to traditional fast loans for your business much simpler.
Many banking institutions routinely make loan applicants wait 90 days to learn if they’ve been approved for small business lines of credit, seasonal business loan with some applicants reporting waits as long as six-months. Our applicants are notified of their approval within hours, in fact, most users wait just 60 minutes to be approved for funding.
Once your funding program is approved, our funding alternatives to short-term small business loans (or unsecured business funding) can arrive in your bank account by the end of the next business day. Many business owners go from application for a working capital loan for your new business to cash in their hand in under 24 hours, even if you have bad credit.
With a population of nearly 2 million people and a business culture always looking towards the future, the opportunity for growth in the capital of Silicon Valley is almost unmatched. If you’re looking to get your company and its product in front of the right people, opening or expanding your business in Santa Clara County is a smart move, and Fast Capital 360 can help get you funded soon.
Give us a call today at 800-735-6107 to discuss what you might be eligible for and any other question you might have about our process.