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Business Financing

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How Hard Is It to Get a Business Loan?

How hard is it to get a business loan? Get your answer and see your options, from the least difficult to the most.

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Our Guide to the Best Small Business Loan Rates

Here are some of the most popular small business funding models for 2021 along with their annual percentage rates (APR) or factor rate.

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Using ROBS to Launch a Business: Our Guide

Rollovers as business startups let you use retirement savings for business financing. Here’s how to use ROBS to launch your new business.

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Why It’s Difficult for Women to Get Business Funding (and How to Land a Loan)

Overcome the challenges women business owners face when getting funding and the best business loan options for women-owned businesses.

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Should I Take Out a Small Business Loan?

Should I take out a small business loan? That’s something many entrepreneurs ask themselves. Here’s what you need to know to answer that question.

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How to Get the Best Business Loan With No Money Down

Cash flow problems mean you can’t afford a down payment? No problem. Learn how to get a business loan with no money down.

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A Guide to Business Loan Principal

Loan payments, in general, primarily consist of principal and interest. The loan principal is the amount of money you borrow to cover an expense. Interest, often a percentage of the principal balance, is the cost of borrowing the capital. Interest is how lenders make money from loans. We’ll dive into how the loan principal affects […]

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Cost of Debt: What You Need to Know

Whether you finance your business with debt or equity, you must pay for the use of funds. Exactly how much is called your cost of debt. To calculate your cost of debt, there are a couple of different formulas you need to know. Here’s what they mean and how to use them. What Is Cost of […]

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How to Get Your Paycheck Protection Program Loan Forgiven

So you’ve been approved for a Paycheck Protection Program (PPP) loan, or you plan to apply for one. You may be wondering how to get the loan forgiven? To qualify for complete or partial PPP loan forgiveness, you need to prove that you spent loan proceeds on the right things. Here’s what you need to […]