Small business loans can be used for most business purposes:

·The purchase of real estate to house the business
·Construction, renovation or leasehold improvements.
·To purchase furniture, fixtures, machinery, or equipment.
·For the flooring of inventory and for working capital.

SBA Loans
Loans to small businesses from private-sector lenders (banks, etc.) which are guaranteed by the SBA. The SBA has no funds for direct lending.

Franchise Financing
Specialized financing reserved for the franchisees of recognized, typically nationally known, franchises.

Development Financing
Loans to small businesses with long-term, fixed-rate financing for major fixed assets, such as land and buildings. CDCs work with the SBA and private-sector lenders to provide the financing.

Import Export Loans
Export financing of U.S. goods and services through a variety of loan, guarantee, and insurance programs. (Import-Export Bank Programs)