Finance the equipment you need rather than purchasing outright:

Equipment finance gives your business the equipment, software, and furniture it needs in order to operate successfully and make a profit. One excellent way to obtain equipment finance is through a lease. A lease is great for businesses because it does not tie up cash, receivables, credit cards, or bank lines.

Equipment finance through a lease is appealing to businesses because they do not need large amounts of collateral in order to get approved. The other major positive is that with a lease the taxes can be expensed.

Equipment Loan
Making of a loan using the equipment as collateral. Good operating history, credit rating, debt ratios are the keys.

Equipment Leasing
Contract for a fixed period of time in exchange for payments, usually in the form of rent for equipment. Typically lower credit requirements.

Municipal Equipment Leasing
A lease transaction with any government agency (i.e. Federal, State, County, City etc.).

Equipment Sale and Leaseback
Sale of an asset for cash, with a contract to lease the asset back from the funding source purchasing the asset. Sales tax an issue here.